Terms & Conditions
BANTER BUSINESS LAB
Terms of Use & Program Agreement
A program by Buzz & Banter Studios
buzzandbanterstudios.com | nikki@buzzandbanterstudios.com
1. Agreement to Terms
These Terms of Use and Program Agreement ("Agreement") govern your enrollment in and participation in the Banter Business Lab, a group coaching program offered by Buzz & Banter Studios ("Company," "we," "us," or "our"). "You" and "your" refer to the individual enrolling in and participating in the program.
By purchasing access to the Banter Business Lab, you acknowledge that you have read, understood, and agree to be bound by this Agreement in its entirety. If you do not agree to these terms, do not complete your purchase or participate in the program.
2. Program Overview
The Banter Business Lab is a six-week group coaching program that includes:
Pre-recorded training modules, dripped out over the course of six weeks
Live guest expert training sessions
Access to recordings of all guest expert sessions, including past recordings
Weekly homework assignments with recorded feedback
Access to the Buzz & Banter Resource Library, including guides and templates
Access to a private Slack community for the duration of your membership
Enrollment tiers are as follows:
The Lab Tech (Self-Paced)
Full six-week program access, dripped over six weeks
Buzz & Banter Resource Library access
All guest expert training recordings
Weekly homework assignments
Private Slack community access
$799 (paid in full) or 3 monthly payments of $266
Mad Scientist (VIP Support)
Everything included in The Lab Tech, plus:
Live weekly office hours
Live attendance at guest expert training sessions
Weekly homework reviews with personalized feedback
$1,399 (paid in full) or 4 monthly payments of $350
3. Payment Terms
Full payment or the first installment of a payment plan is due at the time of enrollment. All payments are processed securely through Stripe. By enrolling, you authorize Buzz & Banter Studios to charge the payment method on file for the applicable amount.
If you select a payment plan, you authorize recurring charges to your payment method on the schedule associated with your selected tier. It is your responsibility to ensure your payment method remains current and valid for the duration of your plan. Failure to complete scheduled payments does not relieve you of your payment obligations. If a payment is declined and not resolved within five (5) business days, we reserve the right to suspend or revoke your program access until the balance is paid in full.
4. No Refund Policy
ALL SALES ARE FINAL. We do not offer refunds for any reason, including but not limited to:
Failure to complete the program or any portion of it
Dissatisfaction with the program content or delivery
Personal or business circumstances that prevent participation
Failure to achieve specific results or outcomes
By enrolling, you acknowledge that you have reviewed the program details, pricing, and this Agreement in full and understand that no refunds will be issued under any circumstances. If you are on a payment plan, you remain obligated to complete all scheduled payments regardless of whether you continue to participate in the program.
5. Program Access and Duration
Upon enrollment, you will receive access to program materials as follows:
Course content is dripped weekly over the six-week program period
You retain access to all program materials for six (6) months from your enrollment date
Private Slack community access is available for the same six-month period
Access to guest expert recordings, including past recordings, is included for the duration of your membership period
Access is granted to you individually and is non-transferable. You may not share your login credentials or provide access to any other person.
At the end of your six-month access period, all access to program materials, the resource library, and the Slack community will expire. We are not obligated to provide continued access beyond this period.
6. Call Recordings and Privacy
Live sessions, including office hours and guest expert trainings, may be recorded. By participating in any live session, you acknowledge and consent to being recorded. Recordings are shared within the private Slack community for the benefit of all enrolled members.
By participating in a live session, you grant Buzz & Banter Studios a non-exclusive license to record, store, and share your participation within the program community. Recordings are not shared publicly or used for marketing purposes without your separate written consent.
7. Guest Expert Sessions
Guest expert trainings are facilitated by third-party contributors. While we curate guest experts with care, Buzz & Banter Studios is not responsible for the content, accuracy, or outcomes of guest expert sessions. Guest expert content represents the views and expertise of the individual presenter and does not constitute legal, financial, medical, or other professional advice.
Guest expert sessions are recorded and made available to enrolled members. Guest expert availability and session topics are subject to change at our discretion.
8. Intellectual Property and Confidentiality
All program content, including but not limited to training modules, frameworks, templates, resource library materials, guest expert recordings, homework prompts, and any other materials provided through the Banter Business Lab (collectively, "Program Content"), is the proprietary intellectual property of Buzz & Banter Studios and is protected by applicable copyright, trademark, and intellectual property laws.
By enrolling, you agree that you will not:
Copy, reproduce, distribute, or share any Program Content with any person outside the program
Sell, license, or otherwise commercialize any Program Content
Replicate, recreate, or build a competing program based on the structure, frameworks, or content of the Banter Business Lab
Screenshot, record, download, or otherwise capture Program Content for purposes outside your personal use within the program
These restrictions apply to all Program Content regardless of format, including written materials, recorded video, audio, templates, and any other deliverables. Violation of this section may result in immediate revocation of your program access without refund and may expose you to legal liability.
9. Community Standards
Access to the private Slack community is a privilege extended to enrolled members. All members are expected to engage with respect, professionalism, and good faith. The following are prohibited in the Slack community:
Harassment, bullying, or discriminatory conduct toward any member
Sharing another member's business information, personal information, or community posts outside the group without their explicit consent
Soliciting other members for services, products, or business opportunities without prior written permission from Buzz & Banter Studios
Sharing Program Content or community discussions with non-members
We reserve the right to remove any member from the Slack community for conduct that violates these standards or that we determine, in our sole discretion, to be harmful to the community. Removal from the community does not entitle you to a refund.
10. Testimonials and Marketing Use
If you submit a review, testimonial, or feedback about your experience in the Banter Business Lab, you grant Buzz & Banter Studios a non-exclusive, royalty-free, perpetual, and worldwide license to use your submission for marketing and promotional purposes, including but not limited to social media, the Company website, sales pages, and advertising materials.
When submitting a review, you will have the option to submit anonymously. If you choose to submit anonymously, your name and identifying business information will not be used in connection with your testimonial. If you submit a non-anonymous review, we may use your first name, business name, and any other publicly available information you provide alongside your testimonial.
You represent and warrant that any review or testimonial you submit is truthful, based on your genuine experience, and does not infringe on any third party's rights.
11. No Guarantee of Results
Participation in the Banter Business Lab does not guarantee any specific business, financial, or personal outcome. Results vary based on individual effort, implementation, market conditions, and many other factors outside our control. Any testimonials or case studies shared in connection with this program represent individual experiences and are not guarantees of similar results.
You are solely responsible for your own business decisions and outcomes. Nothing in this program constitutes legal, financial, or professional advice.
12. Disclaimer and Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, BUZZ & BANTER STUDIOS AND ITS OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR PARTICIPATION IN THE BANTER BUSINESS LAB, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, BUSINESS OPPORTUNITIES, OR DATA.
THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF THIS AGREEMENT SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID FOR THE PROGRAM.
13. Indemnification
You agree to defend, indemnify, and hold harmless Buzz & Banter Studios, its officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your participation in the program, your violation of this Agreement, or your violation of any applicable law or third-party rights.
14. Termination and Revocation of Access
We reserve the right to revoke your access to the program, the resource library, and the Slack community at any time and without refund if you:
Violate any provision of this Agreement
Engage in conduct that we determine, in our sole discretion, to be harmful to other members, the Company, or third parties
Breach the intellectual property or confidentiality provisions of this Agreement
15. Modifications to the Program
We reserve the right to modify, adjust, or update program content, guest expert lineups, delivery platforms, session schedules, and any other program elements at any time. We will make reasonable efforts to notify enrolled members of material changes. Modifications do not entitle you to a refund.
16. Governing Law and Dispute Resolution
This Agreement is governed by the laws of the State of Idaho, without regard to conflict of law principles.
In the event of any dispute arising out of or related to this Agreement or the program, you and the Company agree to first attempt informal resolution by contacting nikki@buzzandbanterstudios.com. If the dispute is not resolved within thirty (30) days, it shall be submitted to binding arbitration in Ada County, Idaho, in accordance with the rules of the American Arbitration Association. The arbitrator's decision shall be final and binding.
Each party waives the right to bring claims as a plaintiff or class member in any class action proceeding.
17. Severability
If any provision of this Agreement is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if it cannot be modified. All remaining provisions shall remain in full force and effect.
18. Entire Agreement
This Agreement constitutes the entire agreement between you and Buzz & Banter Studios with respect to your participation in the Banter Business Lab and supersedes all prior agreements, representations, or understandings, whether written or oral. We reserve the right to update this Agreement at any time. Continued participation in the program following notice of any changes constitutes your acceptance of the revised terms.
Questions? Contact us at nikki@buzzandbanterstudios.com
© 2026 Buzz & Banter Studios. All rights reserved.
Terms of Use & Program Agreement
A program by Buzz & Banter Studios
buzzandbanterstudios.com | nikki@buzzandbanterstudios.com
1. Agreement to Terms
These Terms of Use and Program Agreement ("Agreement") govern your enrollment in and participation in the Banter Business Lab, a group coaching program offered by Buzz & Banter Studios ("Company," "we," "us," or "our"). "You" and "your" refer to the individual enrolling in and participating in the program.
By purchasing access to the Banter Business Lab, you acknowledge that you have read, understood, and agree to be bound by this Agreement in its entirety. If you do not agree to these terms, do not complete your purchase or participate in the program.
2. Program Overview
The Banter Business Lab is a six-week group coaching program that includes:
Pre-recorded training modules, dripped out over the course of six weeks
Live guest expert training sessions
Access to recordings of all guest expert sessions, including past recordings
Weekly homework assignments with recorded feedback
Access to the Buzz & Banter Resource Library, including guides and templates
Access to a private Slack community for the duration of your membership
Enrollment tiers are as follows:
The Lab Tech (Self-Paced)
Full six-week program access, dripped over six weeks
Buzz & Banter Resource Library access
All guest expert training recordings
Weekly homework assignments
Private Slack community access
$799 (paid in full) or 3 monthly payments of $266
Mad Scientist (VIP Support)
Everything included in The Lab Tech, plus:
Live weekly office hours
Live attendance at guest expert training sessions
Weekly homework reviews with personalized feedback
$1,399 (paid in full) or 4 monthly payments of $350
3. Payment Terms
Full payment or the first installment of a payment plan is due at the time of enrollment. All payments are processed securely through Stripe. By enrolling, you authorize Buzz & Banter Studios to charge the payment method on file for the applicable amount.
If you select a payment plan, you authorize recurring charges to your payment method on the schedule associated with your selected tier. It is your responsibility to ensure your payment method remains current and valid for the duration of your plan. Failure to complete scheduled payments does not relieve you of your payment obligations. If a payment is declined and not resolved within five (5) business days, we reserve the right to suspend or revoke your program access until the balance is paid in full.
4. No Refund Policy
ALL SALES ARE FINAL. We do not offer refunds for any reason, including but not limited to:
Failure to complete the program or any portion of it
Dissatisfaction with the program content or delivery
Personal or business circumstances that prevent participation
Failure to achieve specific results or outcomes
By enrolling, you acknowledge that you have reviewed the program details, pricing, and this Agreement in full and understand that no refunds will be issued under any circumstances. If you are on a payment plan, you remain obligated to complete all scheduled payments regardless of whether you continue to participate in the program.
5. Program Access and Duration
Upon enrollment, you will receive access to program materials as follows:
Course content is dripped weekly over the six-week program period
You retain access to all program materials for six (6) months from your enrollment date
Private Slack community access is available for the same six-month period
Access to guest expert recordings, including past recordings, is included for the duration of your membership period
Access is granted to you individually and is non-transferable. You may not share your login credentials or provide access to any other person.
At the end of your six-month access period, all access to program materials, the resource library, and the Slack community will expire. We are not obligated to provide continued access beyond this period.
6. Call Recordings and Privacy
Live sessions, including office hours and guest expert trainings, may be recorded. By participating in any live session, you acknowledge and consent to being recorded. Recordings are shared within the private Slack community for the benefit of all enrolled members.
By participating in a live session, you grant Buzz & Banter Studios a non-exclusive license to record, store, and share your participation within the program community. Recordings are not shared publicly or used for marketing purposes without your separate written consent.
7. Guest Expert Sessions
Guest expert trainings are facilitated by third-party contributors. While we curate guest experts with care, Buzz & Banter Studios is not responsible for the content, accuracy, or outcomes of guest expert sessions. Guest expert content represents the views and expertise of the individual presenter and does not constitute legal, financial, medical, or other professional advice.
Guest expert sessions are recorded and made available to enrolled members. Guest expert availability and session topics are subject to change at our discretion.
8. Intellectual Property and Confidentiality
All program content, including but not limited to training modules, frameworks, templates, resource library materials, guest expert recordings, homework prompts, and any other materials provided through the Banter Business Lab (collectively, "Program Content"), is the proprietary intellectual property of Buzz & Banter Studios and is protected by applicable copyright, trademark, and intellectual property laws.
By enrolling, you agree that you will not:
Copy, reproduce, distribute, or share any Program Content with any person outside the program
Sell, license, or otherwise commercialize any Program Content
Replicate, recreate, or build a competing program based on the structure, frameworks, or content of the Banter Business Lab
Screenshot, record, download, or otherwise capture Program Content for purposes outside your personal use within the program
These restrictions apply to all Program Content regardless of format, including written materials, recorded video, audio, templates, and any other deliverables. Violation of this section may result in immediate revocation of your program access without refund and may expose you to legal liability.
9. Community Standards
Access to the private Slack community is a privilege extended to enrolled members. All members are expected to engage with respect, professionalism, and good faith. The following are prohibited in the Slack community:
Harassment, bullying, or discriminatory conduct toward any member
Sharing another member's business information, personal information, or community posts outside the group without their explicit consent
Soliciting other members for services, products, or business opportunities without prior written permission from Buzz & Banter Studios
Sharing Program Content or community discussions with non-members
We reserve the right to remove any member from the Slack community for conduct that violates these standards or that we determine, in our sole discretion, to be harmful to the community. Removal from the community does not entitle you to a refund.
10. Testimonials and Marketing Use
If you submit a review, testimonial, or feedback about your experience in the Banter Business Lab, you grant Buzz & Banter Studios a non-exclusive, royalty-free, perpetual, and worldwide license to use your submission for marketing and promotional purposes, including but not limited to social media, the Company website, sales pages, and advertising materials.
When submitting a review, you will have the option to submit anonymously. If you choose to submit anonymously, your name and identifying business information will not be used in connection with your testimonial. If you submit a non-anonymous review, we may use your first name, business name, and any other publicly available information you provide alongside your testimonial.
You represent and warrant that any review or testimonial you submit is truthful, based on your genuine experience, and does not infringe on any third party's rights.
11. No Guarantee of Results
Participation in the Banter Business Lab does not guarantee any specific business, financial, or personal outcome. Results vary based on individual effort, implementation, market conditions, and many other factors outside our control. Any testimonials or case studies shared in connection with this program represent individual experiences and are not guarantees of similar results.
You are solely responsible for your own business decisions and outcomes. Nothing in this program constitutes legal, financial, or professional advice.
12. Disclaimer and Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, BUZZ & BANTER STUDIOS AND ITS OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR PARTICIPATION IN THE BANTER BUSINESS LAB, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, BUSINESS OPPORTUNITIES, OR DATA.
THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF THIS AGREEMENT SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID FOR THE PROGRAM.
13. Indemnification
You agree to defend, indemnify, and hold harmless Buzz & Banter Studios, its officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your participation in the program, your violation of this Agreement, or your violation of any applicable law or third-party rights.
14. Termination and Revocation of Access
We reserve the right to revoke your access to the program, the resource library, and the Slack community at any time and without refund if you:
Violate any provision of this Agreement
Engage in conduct that we determine, in our sole discretion, to be harmful to other members, the Company, or third parties
Breach the intellectual property or confidentiality provisions of this Agreement
15. Modifications to the Program
We reserve the right to modify, adjust, or update program content, guest expert lineups, delivery platforms, session schedules, and any other program elements at any time. We will make reasonable efforts to notify enrolled members of material changes. Modifications do not entitle you to a refund.
16. Governing Law and Dispute Resolution
This Agreement is governed by the laws of the State of Idaho, without regard to conflict of law principles.
In the event of any dispute arising out of or related to this Agreement or the program, you and the Company agree to first attempt informal resolution by contacting nikki@buzzandbanterstudios.com. If the dispute is not resolved within thirty (30) days, it shall be submitted to binding arbitration in Ada County, Idaho, in accordance with the rules of the American Arbitration Association. The arbitrator's decision shall be final and binding.
Each party waives the right to bring claims as a plaintiff or class member in any class action proceeding.
17. Severability
If any provision of this Agreement is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if it cannot be modified. All remaining provisions shall remain in full force and effect.
18. Entire Agreement
This Agreement constitutes the entire agreement between you and Buzz & Banter Studios with respect to your participation in the Banter Business Lab and supersedes all prior agreements, representations, or understandings, whether written or oral. We reserve the right to update this Agreement at any time. Continued participation in the program following notice of any changes constitutes your acceptance of the revised terms.
Questions? Contact us at nikki@buzzandbanterstudios.com
© 2026 Buzz & Banter Studios. All rights reserved.
